Privacy Notice
Arkansas Superior Federal Credit Union respects its members privacy and recognizes its responsibility to protect the privacy of nonpublic, personal member information. ASFCU will not sell member lists. ASFCU collects information only for legitimate business purposes either directly from the members or from outside sources and provides this information when legally required for credit reporting and fraud prevention.
ASFCU will only share information to third parties that are assisting ASFCU to provide services to its members. The information given is protected as confidential information. It is the intent of ASFCU to abide by all applicable laws and regulations governing the privacy of member information.
Privacy Policy
FACTS - What Does Arkansas Superior Federal Credit Union (ASFCU) Do With Your Personal Information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Arkansas Superior Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does ASFCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
QUESTIONS: Call toll-free (870) 226-3534 or 1-800-643-2160
- Open an account or deposit money
- Pay your bills or apply for financing
- Use your credit or debit card
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Sharing for nonaffiliates to market to you
- State law and individual companies may give you additional rights to limit sharing.
- Arkansas Superior Federal Credit Union has no affiliates.
- We disclose to non-affiliated companies only for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations, or report to credit bureaus as otherwise permitted by law.
- Our joint marketing partners include insurance and brokerage companies
WHAT WE DO
How does Arkansas Superior Federal Credit Union protect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does Arkansas Superior Federal Credit Union collect my
personal information?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing : A formal agreement between non-affiliated financial companies that together market financial products or services to you
